Loan Project: Buying a House




For this assignment, you will analyze a home mortgage loan.


1. Find a description, asking price, and real estate taxes of a house for sale,


and decide on a purchase price you would be willing to pay (assuming you


have the means). Find a current market interest rate for a 30-year fixed-rate


mortgage having a down payment of 20 percent of the purchase price.


2. Compute the down payment, amount financed, and the monthly mortgage


payment (showing how to use the appropriate financial formula).


3. Compute the monthly amount of real estate taxes and add to the monthly


mortgage payment to get the total monthly amount paid.


4. Suppose that in order to qualify for the loan, the total monthly amount paid


cannot exceed 30 percent of monthly income. What is the minimum


monthly income needed to qualify for the loan? What is the minimum


annual income needed? (Note: This is a simplified minimum income


requirement calculation, for the purposes of this project, as it does not take


into account other costs such as insurance or other loans or assets currently




5. Construct an amortization table (using spreadsheet software or online



resources such as




6. Assume that the first payment is made in January of the current year. Find


the month and year of the last payment. Find the date of the first month


when the amount applied to the principal exceeds the amount of interest


paid. How many of the 360 payments have been made at this point?


7. Assuming that the mortgage is held for the full 30 years, compute the total


principal paid and the total interest paid.



8. Effectively communicate your analysis, interpretation, evaluation, and the results



you found to be particularly interesting, and why.

Your report must include



name of project and your name


house’s description, asking price, and real estate taxes, the purchase price,




and the current market interest rate (include references)



computations and answers for tasks 2, 3, and 4, amortization table for task




5, answers for task 6, and computations and answers for task 7



conclusion (task 8)





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Assignment 1: The Value of Failure in Leadership Due Week 3 and worth 240 points

As you grow into a leadership or management position, you are not only responsible for your behavior, but also the behavior of your team members. It is especially important that you and your team are exposed to the idea of failure and how it relates directly to leadership. 

Many people avoid situations in which they might fail. Other individuals fear failure so much they will not take a risk or have an opinion other than what the group wants. There is an old adage that says, “If at first you don’t succeed, try, try again.” 

Select a leader in business, sports, management, or government and plan a short 20-minute interview. The interview may be over the phone or in person.

Suggested interview questions: 

  • What can be learned by failing?
  • You seem pretty confident and successful. Have you ever exposed your team to the idea of failure to prepare them for consequences if the wrong choices are made? 
  • What can be learned by failing?
  • In what ways does failure affect success? 
  • What do you think is the value of failure?
  • How can having a failure change the way you make decisions or do business in the future? How? 
  • Some leaders seem to always make the right decisions and therefore experience a lot of success. How can too much success interfere with creativity?
  • What if we could design a controlled failure system for work that could tap creativity without causing fear or stress? 

(Note: Guidelines for Interview Assignments at Strayer University:

 (1)  Before students engage in an interview assignment, they must adhere to these Guidelines for Interview Assignments at Strayer University:

(a)   The purpose of the assignment is to train students in interview / research methods, not to develop or contribute to research that can be applied to situations beyond that studied or that is created to share with others beyond the local setting.

(b)   No publication of projects containing the results of or information from the interviews is allowed, including publication in social media, blogs or the Internet generally. The interview findings may only be shared in the class.

(2)   When presenting the results of their interviews to their instructor and / or classmates, students may not disclose personally identifiable information about an interviewee, unless they have received written permission from the interviewee as verified by their instructor.

(3)   All interviewees must be at least 18 years old.) 

Write a five to seven (5-7) page paper in which you:

  1. Propose two (2) ways that you can use a failure in your life or career to improve your vision as a leader.
  2. Examine the key traits and characteristics that transformational leaders possess. Predict the impact that a transformational leader’s response to a failure would have on performance and behavior in his or her employees. Provide a rationale for your response. 
  3. Determine whether or not you believe that failure is an integral part of life that contributes to leadership effectiveness. Provide two (2) examples to support your response. 
  4. Create a list of five (5) best practices for leaders to follow in order to be effective after a failure in the workplace. Support each practice with examples from your interview.
  5. Determine the manner in which experiences with failure and leadership affect the risk taking and decision making behaviors of an individual on a leadership track. Provide a rationale for your response. 
  6. Use at least five (5) quality academic resources in this assignment. Note: Wikipedia does not qualify as an academic resource.

Your assignment must follow these formatting requirements:

  • Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.
  • Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.

The specific course learning outcomes associated with this assignment are:

  • Examine how leadership influences organizational performance.
  • Determine key leadership qualities that contribute to leadership effectiveness.
  • Analyze the impact of leadership styles on performance and behavior.
  • Write clearly and concisely about leadership strategies using proper writing mechanics.
  • Use technology and information resources to research issues in leadership strategies.


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– Please careful read the instruction I upload, I expected the paper proposal include the research question and thesis, check those example I gave

– The paper proposal must include:

1. a central research question that frames what you want to explore about this particular subject through scholarly media criticism

2. the rationale for your choice of media/figure/scholar that makes it ideal for your critical work

3. an annotated bibliography of at least three sources (2 of which must be critical)


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For this assignment, you are to watch the embedded video clip about a case out of Modesto, CA. While watching this clip, I want you to pay attention to the role that both physical surveillance (the tracking of the suspect in this case) and electronic surveillance (the recording of telephone calls) play in ultimately helping to solve the crime. Watch the clip and answer the following questions:

1 – Briefly describe what happened (the crime).

2 – Describe the role that physical surveillance played in the case and how it was accomplished.

3 – Describe the role that electronic surveillance played in the case and how it was accomplished, specifically the recording of telephone calls.


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